This article provides a comprehensive explanation of Debt-to-Income (DTI) ratio, a critical factor in mortgage approval. It highlights why understanding and managing your DTI is essential for homebuyers and borrowers aiming to secure favorable loan terms. Sharing this content positions agents and loan officers as knowledgeable guides in the lending process, helping their audience prepare for mortgage success.
What is DTI (Debt-to-Income Ratio) and Why Is It Important?
Your Debt-to-Income (DTI) ratio is one of the most important numbers lenders consider when approving a mortgage. Learn what DTI is, how it impacts your loan approval, and actionable steps you can take to improve it for better borrowing opportunities.
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