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Labor Day 2025 Housing Update: Mortgage Rates, Inventory & Is It Time to Buy?
Labor Day 2025 Housing Update: Mortgage Rates & Inventory — Is It Time to Buy?
Rates remain volatile, inventory is shifting, and buyer options are changing in many markets. Get the quick take on what this Labor Day snapshot could mean for your next move.
Mortgage rates are in the mid‑6% range and inventory is up. Labor Day brings buying opportunity: 1. First‑time buyers: Know your comfort zone at +/- 0.25%. Lock now—or ask about float‑down options. 2. Move‑up buyers: Higher inventory = leverage. Negotiate hard, and ask for seller credits. 3. Equity or cash-heavy buyers: Use this market to push on price. Refinance later if rates improve. Full breakdown is in the first comment—tap to view.
Here’s why Labor Day could be your best time to buy: - Mid‑6% mortgage rates and a surge in inventory mean better options and negotiation power. - First-time buyers: set your comfort range at today's quote +/‑ 0.25%, consider locking that rate or adding float‑down protection. - Move-up buyers: with inventory up, ask for concessions on longer‑listed homes. - Equity or all‑cash buyers: leverage this quieter market to score deals now and refinance later. Want custom numbers based on your budget? I’ll pin a detailed comment to help you plan smart.
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Nurture Campaign: September 2025
Home and Market Minute
How Often Should You Check Your Home’s Value?Keeping tabs on your home’s value helps with insurance, equity planning, and long-term goals. Learn how often to check, what signals matter (and which don’t), and the best tools to use. |
How to Use Home Equity Wisely in Today’s MarketThinking HELOC, home equity loan, or cash-out refi? Compare options, costs, and smart use cases so you can put your equity to work without overextending. |
Labor Day 2025 Housing Update: Mortgage Rates, Inventory & Is It Time to Buy?Rates remain volatile, inventory is shifting, and buyer options are changing in many markets. Get the quick take on what this Labor Day snapshot could mean for your next move. |
How to Prepare Your Home for Sale After Living There for DecadesFrom “where do we start?” to show-ready: decluttering, key repairs, and selective updates that deliver outsized impact when it’s time to move on. |
Is It Too Late to Buy a Home This Year? Not If You Start in August
Is It Too Late to Buy a Home This Year? Not If You Start in August
Thinking of buying before year-end? August is the perfect time to get serious. Learn why late summer can give you an edge — and what steps to take now to close before the holidays.
Easy Outdoor Projects to Boost Your Home’s Value This Summer
Easy Outdoor Projects to Boost Your Home’s Value This Summer
Want to add instant appeal — and value — to your home this season? These budget-friendly outdoor projects can make your yard, porch, or patio shine, whether you’re staying put or thinking of selling soon.
Your Essential Summer Home Maintenance Checklist
Your Essential Summer Home Maintenance Checklist
Keep your home in top shape this summer! From gutters to HVAC and curb appeal, this easy-to-follow checklist helps you tackle seasonal tasks that protect your investment and avoid costly surprises down the road.
Why July Is One of the Best Times to Buy a House — And Why It’s Not Too Late
Why July Is One of the Best Times to Buy a House — and Why It’s Not Too Late!
Thinking about buying a home this summer? July can be a sweet spot for deals, less competition, and moving before school starts. Here’s why you might still have time to score the right home and the right rate.
Why July is Still a GREAT Time to Sell Your Home
Why July Is Still a Great Time to Sell Your Home
If you're thinking of selling, don't wait! July's active buyers, long daylight hours, and pre-school-year rush mean it could still be one of the best times to get top dollar for your home.
This July, Celebrate Freedom — and the Place You Call Home
This July, Celebrate Freedom — and the Place You Call Home
As we celebrate Independence Day this July, it’s a great time to appreciate the freedoms we enjoy — especially the freedom to choose where and how we live.
Whether you're settled into your current home, exploring your next move, or just starting to think about owning, now’s the time to check in. The market is always changing — and your plans might be too.
If you ever have questions about buying, selling, refinancing, or simply making the most of your current home, I’m just a message away.
Your Branded Ad: Get Leads with Your Name, Photo & Contact Info
Every article you share could include your custom ad — showcasing your headshot, logo, and contact details to build trust and capture leads effortlessly.
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